Sensiblesavings.co.uk: All the Promocodes, Offers & Deals on July 2019 The Access Bank Sensible Savings provide a convenient and straightforward way to gain the most from a customer’s hard-earned money. Sensible Savings offer one of the highest interest rates available in the market - 2.38% Gross/AER interest 2 year bond, free from confusing offers or conditional bonuses. They are committed to treating the customer as an individual and providing them with a service that meets their needs. They take pride in building a long-lasting relationship with them and tailoring their products and services to meet the customer’s banking needs. They are licensed and regulated by the UK’s Prudential Regulation Authority and Financial Conduct Authority (PRA and FCA). Eligible deposits with Sensible Savings are protected up to a total of £85,000 per individual by the Financial Services Compensation Scheme, the UK’s deposit protection Scheme.